Newsletters

Forty-three percent of Americans spent more time planning their most recent vacation than planning for their retirement.1
1 AARP, 2008

Will you outlive your retirement income?  How much liability insurance should you have? Should you add stocks to your portfolio?  Are your financial expectations for the coming year realistic?

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics.  Simply click on one of the newsletter topics below to read the article in its entirety.

Before implementing any strategy discussed herein, you should consult with your own financial, tax, and/or legal advisors to determine its applicability in light of your own situation.

Most insurance policies and annuity contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your representative can provide you with costs and complete details.

Pursuant to IRS Circular 230, New England Financial is providing you with the following notification: The information contained in this newsletter is not intended to (and cannot) be used by anyone to avoid IRS penalties. This newsletter supports the promotion of New England Financial products and services. You should seek advice based on your particular circumstances from an independent tax advisor. Neither New England Financial nor their representatives or agents are permitted to give legal or tax advice. Any discussion of taxes included in or related to this document is for general informational purposes only. Such discussion does not purport to be complete or to cover every situation. Current tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on the particular set of circumstances. You should consult with and rely on your own independent legal and tax advisors.

  • September

    A New Way to Diversify
    Exchange-traded funds are unique investments that resemble mutual funds in some ways and behave like stock in other ways.

    Insurance for Your Whole Life
    If your situation calls for life insurance coverage that extends beyond your working years, it might be time to consider whether permanent life insurance would be appropriate.

    A Long Look at the National Debt
    To better comprehend the size and scope of the national debt, it helps to measure it against the size of the overall economy.

    Quick Facts - September 2009
    Information about Retirement, Long Term Care and the Mature Markets

  • August

    Municipal Haste
    Municipal bonds offer an opportunity to earn an income that may be free of federal income tax.

  • July

    Get Your Retirement Reality Check
    A retirement needs-calculation goes beyond the commonly suggested target to have 70% of pre-retirement income.

    It's Not Too Late to Consider Life Insurance
    Results from one survey suggest that confidence in financial security tends to increase as life insurance coverage increases.

    Quick Facts - July 2009
    Information about Retirement, Long Term Care and the Mature Markets

  • June

    It's Time to Get Real
    During times of market volatility, it can be easy for investors to lose sight of two seemingly immovable obstacles standing in the way of their long-term investment goals: taxes and inflation.

    Inflation Goes to College
    Over the past 10 years, tuition and fees have grown more than 4% faster than the rate of general inflation at public four-year colleges and more than 2% faster than inflation at private four-year colleges.

    Quick Facts - June 2009
    Information about Retirement, Long Term Care and the Mature Markets