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Physician Disability Insurance

Protecting your income, family and future


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Having a broker on your side can help you navigate all the health insurance options that are out there. Contact us today so we can talk about your needs, and we will figure out a plan that works within your budget.

Health Insurance Quote


Tailoring life insurance to fit your needs is like finding a place to live. Permanent life insurance is like owning a home, while term life insurance is like renting one.


Life Insurance in minutes.

No medical exams.


Apply via your mobile phone, tablet, MAC or PC.

Up to $2 million in coverage

Life Insurance Quote



Whether you are a

physician in Cardiology,

Anesthesiology, Radiology,

Emergency Medicine, Orthopedic Surgery, Dermatology, Surgery,  Dentist, or other medical specialty, we customize a own occupation physician disability insurance plan for you.

Disability Income Quote


1187 Coast Village Road # 220

Santa Barbara, CA 93108


Tel: 800-318-6050


CA Insurance License #0B19335

Hours 24/7

Physicians are on call 24/7 and so are we at Physician Financial and Insurance Services. 


We are available by phone, text, or email 365 days of the year.


Physician Financial and Insurance Services
Physician Disability Insurance


Tate Christopher is the owner of Physician Financial and Insurance Services, a leading insurance and financial professional for the medical community. Physician Financial and Insurance Services has helped thousands of physicians organize their personal finances and insurance needs since 1993.

Million Dollar Round Table (MDRT), the Premier Association of Financial Professionals, has recognized and honored Tate Christopher for 10 consecutive years, 2009-2019.  MDRT members are accepted based on their demonstration of exceptional professional knowledge, strict ethical conduct and outstanding client service.

"Ten Minutes with Tate" are his new audio podcasts.  Audio pod-casts currently available are Basics of Disability Insurance and Basics of Life Insurance.  Listen to them at your leisure and learn.



"Tate Christopher has been handling my disability insurance for the past 10 years and has done a great job. He is prompt, knowledgeable and friendly. He gets the job done and is happy to offer you advice on other issues without being pushy...I would highly recommend you choose him as an insurance agent."

Dr. Brady Pregerson,

Emergency Medicine

"I began working with Tate when I was a medical resident in regards to disability insurance and financial issues.  Tate has a vast knowledge of a physician's unique business and personal needs.  His services is prompt, courteous and professional and I find him genuinely interested in me and my family."

Dr. Cam Wallace,

General Surgeon

© 2017: Physician Financial and Insurance Services.  Call us: 800 318 6050     

Legal disclosure: We have used our best efforts to assure the accuracy of the data contained within the web site and its related links. The information contained in this web site and related links is not guaranteed.

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