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About Us

Tate Christopher is the owner of Physician Financial and Insurance Services, a leading insurance broker for the medical community.


Physician Financial and Insurance Services has helped thousands of physicians organize their personal finances and insurance needs since 1993.


Million Dollar Round Table (MDRT), the Premier Association of Financial Professionals, has recognized and honored Tate Christopher for 10 consecutive years, 2009-2019.  MDRT members are accepted based on their demonstration of exceptional professional knowledge, strict ethical conduct and outstanding client service.


"Ten Minutes with Tate" are his new audio podcasts.  Audio pod-casts currently available are Basics of Disability Insurance and Basics of Life Insurance.  Listen to them at your leisure and learn.



Physician Financial and Insurance Services focus is to provide medical professionals a financial strategy by implementing various insurance products that are designed to meet their present and future needs.  


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1187 Coast Village Road # 220

Santa Barbara, CA 93108

Tel: 800-318-6050


CA Insurance License #0B19335

Hours 24/7

Physicians are on call 24/7 and so are we at Physician Financial and Insurance Services.

We are available by phone, text, or email 365 days of the year.

“I'm a testimonial. Click to edit me and add text that says something nice about you and your services.”


Melanie P.

"Tate Christopher has been handling my disability insurance for the past 10 years and has done a great job. He is prompt, knowledgeable and friendly. He gets the job done and is happy to offer you advice on other issues without being pushy...I would highly recommend you choose him as an insurance agent."

Dr. Brady Pregerson,

Emergency Medicine


"I began working with Tate when I was a medical resident in regards to disability insurance and financial issues.  Tate has a vast knowledge of a physician's unique business and personal needs.  His services is prompt, courteous and professional and I find him genuinely interested in me and my family."

Dr. Cam Wallace,

General Surgeon

"I would highly recommend physician's contact Tate during their medical residency regarding disability insurance...  His advice has been very helpful to me!"

Dr. Sheree Hsu, Anesthesiologist, Kaiser Permanente


"Tate is readily available via phone, text or email regarding my disability, life and health insurance. The answers to my questions are a moment away."

Dr. Ken Wilkens, Orthopedic Surgeon, Private Practice, Mission Hospital

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